Like other pension schemes, you can start investing in QNUPS while working. With no maximum age limit, you can keep on putting money into the scheme way beyond your retirement as long as you want. Your investment does not only have to be in the form of your employment income but it can be from any source and even in the form of valuables and antiques. There is no maximum limit to the investment. It is very important that you are not put off by unscrupulous ‘advisers’ who want only cash investments. Get a good adviser! Please email me
Does the protection still work if the expat returns to the
Designed as an overseas pension scheme, this is a common question which comes to mind regarding QNUPS. Fortunately, even if an expat returns to the UK, the asset put into the scheme will continue to be exempt from the IHT and can be passed on to his beneficiaries tax free in the event of his death.